Mortgage Matters Spain

As Spain Unlocks The Buyers Return
The last 15 months have been somewhat trying for not just Spain, but the whole world. With restrictions on movement, additional costs and the worst of all, loss of loved ones, it is good to […]

Junta de Andalucia Announces Property Tax Reduction on Resale Properties
The Junta de Andalucia announced on 28th April that there was a number of tax reductions, from inheritance tax, property transfers and commercial space purchases. The biggest one being of interest to our clients is […]

What Taxes Do I Pay When Buying A Property In Spain?
Once you have decided to purchase a property in Spain, it is important to budget for all of the costs associated with the transaction, including the taxes. If you are buying a second-hand property, you […]

Remortgaging On An Existing Spanish Mortgage
Dealing with remortgaging your home in your own country is hard enough, however, throw in a language barrier and different laws and you enter the unknown. That doesn’t need to be the case, Mortgage Matters […]

Busy September With More Happy Owners
The summer here in Marbella has been a busy one with several property transactions taking place, although an air of calm and sensibility due to the current restrictions we are all under. Sales have continued […]

Is Your Mortgage Broker Regulated By The Bank of Spain?
Important Notice! Spanish banks are tightening upon those that can offer mortgage broker services in Spain, just as the FCA did to financial advisors in the UK. Things have changed and finance regulations are the […]

LATEST SURGE IN ENQUIRIES FROM REMOTE WORKERS FOLLOWING LOCKDOWN
We are seeing a surge in requests for finance from international clients who are buying in Spain. During lock-down, we heard about an upswing in overseas buyers showing an interest in buying abroad – particularly […]

Mortgage Matters Spain Take Part In Buying Off Plan In Spain Webinar
Have you ever considered buying a new build in Spain as an investment or holiday home? If so, then why not watch last months webinar on “Buying Off Plan In Spain” to really get to […]

Make Sure Your Mortgage Broker Is Fully Regulated In Spain
WARNING! Mortgage brokers need the necessary qualifications to provide financial advice on mortgages. Always make sure your mortgage broker is fully regulated in Spain! Back in June 2019, new Spanish mortgage regulations, were implemented in […]

Can You Remortgage In Spain?
Now you can remortgage in Spain thanks to recent law changes in 2019. The new changes to Spanish mortgage law which came into force in June 2019, now makes the possibility for clients to re-mortgage […]