Spanish Mortgages

What Taxes Do I Pay When Buying A Property In Spain?
Once you have decided to purchase a property in Spain, it is important to budget for all of the costs associated with the transaction, including the taxes. If you are buying a second-hand property, you […]

Remortgaging On An Existing Spanish Mortgage
Dealing with remortgaging your home in your own country is hard enough, however, throw in a language barrier and different laws and you enter the unknown. That doesn’t need to be the case, Mortgage Matters […]

Busy September With More Happy Owners
The summer here in Marbella has been a busy one with several property transactions taking place, although an air of calm and sensibility due to the current restrictions we are all under. Sales have continued […]

Is Your Mortgage Broker Regulated By The Bank of Spain?
Important Notice! Spanish banks are tightening upon those that can offer mortgage broker services in Spain, just as the FCA did to financial advisors in the UK. Things have changed and finance regulations are the […]

LATEST SURGE IN ENQUIRIES FROM REMOTE WORKERS FOLLOWING LOCKDOWN
We are seeing a surge in requests for finance from international clients who are buying in Spain. During lock-down, we heard about an upswing in overseas buyers showing an interest in buying abroad – particularly […]

Make Sure Your Mortgage Broker Is Fully Regulated In Spain
WARNING! Mortgage brokers need the necessary qualifications to provide financial advice on mortgages. Always make sure your mortgage broker is fully regulated in Spain! Back in June 2019, new Spanish mortgage regulations, were implemented in […]

Can You Remortgage In Spain?
Now you can remortgage in Spain thanks to recent law changes in 2019. The new changes to Spanish mortgage law which came into force in June 2019, now makes the possibility for clients to re-mortgage […]

Buying Off-Plan During Covid-19
Are you considering or have you agreed to purchase an off-plan property prior to the Coronavirus. Many of our clients put a deposit down on an off-plan property before the Coronavirus crisis happened. This is […]

The New Normal In Spain
Life goes on in Spain under what we now see as the new normal. We are all getting used to working from home now. After 6 weeks of lock-down, it has become a reality having […]

Spanish Banks Offer Mortgage Payment Holidays
Can I apply for a mortgage holiday on my Spanish property? Over the last week, I have been asked by several clients whether they would be able to take a mortgage holiday on their mortgage […]