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Spanish mortgage tax

Good News on Spanish Mortgage Tax

In November 2018 the Spanish government passed a decree regarding the payment of Spanish mortgage tax known as AJD (Actos Juridicos Documentos). The new legislation states that it is now the obligation of the banks […]

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Welcome to Mortgage Matters Spain

Welcome to our new website! Mortgage Matters Spain . Mortgage Matters Spain is headed up by Alison Lowther de Cotta. Alison spent almost 20 years in International Private Banking and has worked for large institutions […]

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affordability

Affordability

We are always asked “How much can I borrow?” Good question! For Spanish residents, banks usually offer to lend 80% of the purchase price (excluding fees). For non-residents, the maximum loan to value banks offer […]

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